Insurance CatalystsIndependent commercial insurance Free policy review

Are you paying too much for your business insurance?

Most business owners have never had someone read every policy they carry, side by side. We do. Then we shop it across our carriers and show you, in plain English, what you have and what you could save.

Start your free policy review

Your business is our priority...We just happen to sell insurance.

What a full review can find

Three recent clients. Same approach every time: we looked at everything, not just the renewal that was due.

Software development firm

Ten policies, one owner, nearly half the cost

The owner runs a software firm and holds a couple of investment properties on the side. Between the business and the properties, he needed ten separate policies.

We reviewed all ten together, remarketed every line, and rebuilt his insurance as one coordinated program.

10 policies rewrittenBusiness + rental properties

$20,128

saved every year across all ten policies

Multi-site service company

Six vehicles, ten employees, crews at multiple job sites

A service business with trucks on the road and people working at customer locations every day. That means auto, liability, and workers' comp all have to fit together.

We reviewed every policy, made sure the operation was described accurately to underwriters, and remarketed each line to carriers that want this kind of business.

8 policies rewritten6 vehicles10 employeesMultiple work sites

$29,750

approximate savings every year across all eight policies

Distribution company

A fleet of 11 semi units and a full set of trailers

A distribution company running semis and trailers on the road every day. They had already received a first quote for the fleet when we started working together.

We took the account to market, matched the fleet with carriers that write this class of trucking, and brought the annual premium to less than half of that first quote.

11 semi unitsTrailers includedDistribution operations

$202,975

saved per year

Results shown are from actual Insurance Catalysts clients and are not a guarantee of savings. Each comparison is to the original quote the client received. Your premium depends on your operations, loss history, coverage selected, and carrier underwriting. Sometimes the right answer is better coverage, not a lower price, and we will tell you which.

How a review works

We listen first

Fifteen minutes on what your business actually does: who you serve, where you work, what keeps you up at night. We call it "begin with a give."

We read every policy

Send us your declarations pages or a certificate. We go line by line looking for gaps, overlaps, and misclassifications.

We shop and explain

As an independent agency, we take your account to multiple carriers and walk you through the options in plain language. No pressure to switch.

"What do I know? Who needs to know it?"The question every person on our team asks, every day.

We tell you before you have to ask

Renewal coming, carrier change, a payment issue: you hear it from us first, with what to do about it.

We answer every message

Every call, text, and email gets a response. A message sent is not a message received until someone replies.

Relationships are everything

We are a small agency on purpose. You get people who know your business, not a call center.

Who we work with

Small and mid-sized businesses across Oklahoma, Texas, Arkansas, Nevada, and California.

Contractors and tradesTrucking and fleetsTechnology and professional firmsReal estate investorsHealthcare practicesService companiesRetail and restaurantsNonprofits

Karla Nelson

CEO

Builds the relationships. Karla is a business strategist and TEDx speaker who starts every conversation with your business, not a policy.

Kevin Nothstine

Co-founder

Reads the fine print. Kevin handles quoting, placement, and service, bringing an engineer's eye and 31 years as a professional pilot to managing risk.

See what your policies are really costing you

The review is free and there is no obligation. Our short questionnaire takes about 10 minutes.

Start your free policy review

Helpful to have handy

  • Current declarations pages or a certificate of insurance
  • Renewal or expiration dates
  • Vehicle and driver list, if you have business autos
  • Rough annual revenue and number of employees